شريككم المالي في دولة الإمارات، بمعايير دولية. Your financial partner in the UAE, to international standards.

Meet SAVANT for Accounting 👋

An Abu Dhabi accounting, tax and financial advisory firm serving local, regional and international businesses in the UAE.

Our services:
• Accounting and IFRS financial reporting
• UAE VAT, corporate tax and excise tax advisory
• Economic feasibility studies
• Strategic financial management, cost analysis and pricing
• Internal audit and internal controls
• ESG, ERP implementation, risk and M&A financial advisory
• Financial training (CPA, CMA, IFRS, CIA)

Our team holds CPA, CMA, ACCA, CIA and IFRS certifications. We serve clients in Arabic and English.

One firm for the full lifecycle of your UAE business.

• Accounting and IFRS financial reporting
• UAE tax advisory: VAT, corporate tax and excise tax
• Business setup and trade licensing: mainland, free zone and offshore
• ICV certification readiness and ISO management-system implementation
• Supplier registration with ADNOC, the Abu Dhabi Government Procurement Gate, the Ministry of Finance and municipalities
• Feasibility studies, internal audit, ESG and ERP advisory
• Corporate website design and digital presence

Our team holds CPA, CMA, ACCA, CIA and IFRS certifications and serves clients in Arabic and English.

نقدّم لمنشأتكم خدمات المحاسبة والضرائب والتأسيس والترخيص والتأهيل للشهادات والتسجيل لدى الجهات الحكومية من خلال جهة واحدة.

Choosing the right jurisdiction is the first decision in any UAE company formation.

Mainland (e.g. ADDED in Abu Dhabi): trade anywhere in the UAE and bid for government contracts. Most commercial and industrial activities now permit 100% foreign ownership.

Free zone (e.g. ADGM, KEZAD, Masdar City, twofour54): operate within the zone and internationally. Sales to the mainland are usually made through a local distributor or an additional permit.

Offshore: suited to holding companies and international structures. No trading activity inside the UAE.

The right choice depends on your customers, activity, visa needs and tender plans.

يعتمد اختيار نوع الترخيص على طبيعة النشاط والعملاء والخطط المستقبلية للمنشأة.

General information only, not advice for your specific business.

Do you actually need to register for VAT in the UAE?

📌 Mandatory: your taxable supplies exceeded AED 375,000 in the last 12 months, or will in the next 30 days.
📌 Voluntary: your taxable supplies or expenses exceeded AED 187,500.

Missing the mandatory threshold can lead to penalties, so check your rolling 12-month total every month, not just at year end.

General information only, not advice for your specific business.

Small Business Relief has been extended to 2029 (Ministerial Decision No. 131 of 2026).

• Revenue limit: AED 3 million per tax period (and in previous periods)
• Applies to tax periods ending on or before 31 December 2029
• Not automatic: you elect it in your corporate tax return
• You still need to register, keep records and file
• Not available to Qualifying Free Zone Persons or members of large multinational groups

General information only, not advice for your specific business.

UAE corporate tax in one minute:

• 0% on taxable income up to AED 375,000
• 9% on taxable income above AED 375,000
• The return is due within 9 months of your financial year end
• Companies must register even if no tax is due. Individuals running a business register once business turnover exceeds AED 1 million in a calendar year

Businesses that face difficulties at filing time are typically those without accurate, up-to-date monthly accounts.

General information only, not advice for your specific business.

Myth: freelancers and sole establishments never deal with corporate tax.

Fact: an individual running a business comes into scope once business turnover exceeds AED 1 million in a calendar year. From then on, they register with the FTA and file a return.

Below AED 1 million, that business income is outside corporate tax.

General information only, not advice for your specific business.

Abu Dhabi issues several categories of economic licence. The category depends on your activity:

1. Commercial licence: trading, import, export and distribution
2. Professional licence: consultancy, services and skilled professions
3. Industrial licence: manufacturing and processing
4. Tourism licence: hotels, travel agencies and tourism services
5. Freelance licence: individual professionals working independently

We advise on the activity codes, legal form and approvals, and manage the application with the relevant authority.

نتولى تحديد الأنشطة والشكل القانوني والموافقات اللازمة ومتابعة إصدار الرخصة لدى الجهة المختصة.

The In-Country Value (ICV) certificate measures how much of your spending stays in the UAE economy.

• Issued under the National ICV Programme of the Ministry of Industry and Advanced Technology (MoIAT), through approved certifying bodies
• Based on IFRS financial statements audited by a UAE-licensed auditor
• Valid for 14 months from the date of issuance of the audited financial statements it relies on
• Considered in procurement by ADNOC, Mubadala, ENEC, Aldar and other participating entities

We prepare your IFRS financial statements and the ICV template, and coordinate with the certifying body.

شهادة القيمة الوطنية المضافة متطلب أساسي في مناقصات كثير من الجهات الحكومية وشبه الحكومية.

General information only, not advice for your specific business.

E-invoicing is coming to the UAE (Ministry of Finance phased rollout):

• Revenue AED 50M or more: mandatory from 1 January 2027
• Revenue below AED 50M: mandatory from 1 July 2027, with an accredited service provider appointed by 31 March 2027
• Government entities: from 1 October 2027

Invoices will be exchanged in a structured electronic format. Accurate, up-to-date accounting records will make the transition considerably easier.

General information only, not advice for your specific business.

5 bookkeeping mistakes we see in small UAE businesses:

1. Mixing personal and business spending on one card
2. Recording sales only when cash arrives
3. Skipping monthly bank reconciliations
4. Losing supplier invoices, and the VAT you could have recovered with them
5. Leaving everything to the last week before a tax deadline

Each is far less costly to correct now than at year end.

What a full UAE tax invoice must show:

✔ The words “Tax Invoice”
✔ Your name, address and TRN
✔ Your customer's name, address and TRN (if registered)
✔ A sequential invoice number and the date
✔ Description, quantity and unit price
✔ VAT rate, VAT amount and total, with VAT shown in AED

Missing details can cost your customer their input VAT recovery.

General information only, not advice for your specific business.

How long should a UAE business keep its records?

📁 VAT records: at least 5 years (15 years for real estate)
📁 Corporate tax records: at least 7 years after the tax period ends

That means invoices, contracts, bank statements and the workings behind your returns. A cloud accounting system makes retention and retrieval considerably easier.

General information only, not advice for your specific business.

Zero-rated and exempt both mean no VAT on the sale, but they are not the same:

0% Zero-rated: you can still recover the VAT you pay on related costs. Examples: exports, international transport.

Exempt: you cannot recover the VAT on related costs. Examples: residential rent (after the first supply), bare land, local passenger transport.

Misclassification directly affects the amount of input VAT you can recover.

General information only, not advice for your specific business.

The ICV certification process, step by step:

1. Prepare IFRS financial statements, audited by a UAE-licensed auditor
2. Complete the MoIAT ICV template using figures that tie back to those statements
3. Engage an approved ICV certifying body
4. The certifying body verifies the data and calculates your ICV score
5. The certificate is issued through the National ICV platform

Newly established companies may use management accounts in certain cases, usually with a shorter validity period.

نتولى إعداد القوائم المالية وفق المعايير الدولية وتعبئة نموذج الشهادة والتنسيق مع جهة التصديق المعتمدة.

General information only, not advice for your specific business.

ISO certification is often a prerequisite for government, oil and gas and corporate supply chains.

We implement and prepare your organisation for:
• ISO 9001: Quality management systems
• ISO 14001: Environmental management systems
• ISO 45001: Occupational health and safety
• ISO 27001: Information security management
• ISO 22000: Food safety management
• ISO 37001: Anti-bribery management
• ISO 50001, ISO 22301, ISO 41001 and ISO/IEC 20000-1

Certificates are issued by accredited certification bodies after an independent audit; we take you from gap analysis to a successful certification audit.

تصدر شهادات الأيزو عن جهات منح معتمدة، ونتولى تأهيل منشأتكم حتى اجتياز تدقيق المنح.

Every set of books is built on 5 groups of accounts:

1. Assets: what the business owns
2. Liabilities: what it owes
3. Equity: the owner's stake
4. Income: what you earn
5. Expenses: what you spend to earn it

A clear chart of accounts is the first thing we set up for every client.

A month-end checklist for small businesses, 30 minutes if you do it every month:

☐ Reconcile every bank account and card
☐ Record all sales invoices and supplier bills
☐ Chase receivables older than 30 days
☐ Review the VAT on purchases you can recover
☐ Compare this month's profit with last month's and ask why it changed

What goes into a feasibility study:

1. Market: demand, customers and competitors
2. Operations: location, staff and equipment
3. Costs: start-up and running costs
4. Revenue: a realistic sales forecast
5. Finance: funding, cash flow and break-even
6. Risks: what happens if sales come in 20% lower

Planning a new project or a bank application? Start here.

Applying for financing for a new project? Banks reading a feasibility study usually look for:

• Realistic sales assumptions, backed by market evidence
• A clear cost breakdown, including the costs owners forget
• Monthly cash-flow forecasts for at least the first year
• Break-even point and how long it takes to reach it
• What happens if sales come in 20% lower

A study that answers these questions upfront saves weeks of back-and-forth.

Myth: if my profit is under AED 375,000, I don't need to file anything.

Fact: every business registered for corporate tax must file a return for each tax period, even when the tax due is zero. The return is due within 9 months of the end of the period.

General information only, not advice for your specific business.

How an ISO certification project runs:

1. Gap analysis against the requirements of the standard
2. Policies, procedures and documented information
3. Implementation across the organisation and staff training
4. Internal audit and management review
5. Two-stage certification audit by an accredited certification body
6. Annual surveillance audits during the 3-year certificate cycle

A well-implemented system improves operations, not just tender scores.

نرافقكم في جميع المراحل من تحليل الفجوات حتى تدقيق المنح والتدقيقات الرقابية السنوية.

Public-sector and semi-government contracts start with supplier registration.

We prepare and submit your registration with:
• ADNOC supplier registration and pre-qualification
• Abu Dhabi Government Procurement Gate (ADGPG)
• The Ministry of Finance Digital Procurement Platform (federal supplier register)
• Municipal registration and contractor or consultant classification
• Vendor lists of semi-government entities and major developers

We also prepare the supporting file: licence, tax certificates, company profile, financial statements, ICV and ISO certificates.

نتولى إعداد ملف المنشأة وتقديم طلبات التسجيل لدى الجهات الحكومية وشبه الحكومية.

Gather these before you file your VAT return:

☐ All sales invoices for the period
☐ All purchase invoices and receipts
☐ Credit and debit notes
☐ Import and customs records
☐ Bank statements to cross-check totals
☐ Last period's return

The return and payment are due within 28 days after the period ends.

General information only, not advice for your specific business.

Reminder for UAE VAT-registered businesses:

Your VAT return and payment are due within 28 days after the end of each tax period. If your quarter ended on 31 October, the deadline is 28 November.

If your records for the period aren't complete yet, this is the week to finish them.

General information only, not advice for your specific business.

4 reasons your business needs its own bank account:

1. Accurate records with considerably less effort
2. Easier VAT and corporate tax returns
3. A clear view of your real profit
4. Faster answers when a bank or investor asks for figures

It is one of the simplest and most effective bookkeeping controls.

Profit and cash are not the same thing. A simple cash-flow forecast in 3 steps:

1. List the cash you realistically expect to collect each month
2. List every payment due: rent, salaries, suppliers, VAT, loan instalments
3. Look for the months where the balance goes negative, and act before you get there

A one-page forecast reviewed monthly prevents most cash surprises.

Year end is approaching. 5 things to do before 31 December:

1. Count your stock
2. Review aged receivables and assess their recoverability
3. Record accruals and prepayments
4. Update your fixed asset register
5. Confirm whether any VAT or corporate tax threshold has been exceeded

A well-prepared year-end close considerably simplifies the corporate tax return.

Registering in the federal supplier register (Ministry of Finance, Digital Procurement Platform):

• Log in with UAE PASS
• Domestic and free zone suppliers: trade licence, VAT registration certificate and owner's passport copy
• SMEs, freelancers and foreign suppliers have their own document lists
• Service fee: none
• Listed processing time: 30 working days

Source: Ministry of Finance, mof.gov.ae

التسجيل في سجل الموردين الاتحادي مجاني عبر منصة المشتريات الرقمية باستخدام الهوية الرقمية.

General information only, not advice for your specific business.

Your website is often the first document a client, bank or tender committee reviews.

We design corporate websites that are:
• Bilingual (English and Arabic), with correct right-to-left layout
• Fast, mobile-first and secure
• Structured for search engines
• Connected to WhatsApp and enquiry forms
• Delivered with domain, hosting and business email setup

نصمّم مواقع إلكترونية احترافية ثنائية اللغة تعكس هوية منشأتكم.

How we start with every client:

1. A free first consultation call
2. We review your records and your VAT and corporate tax obligations
3. You get a clear monthly package
4. Then monthly reports and deadline reminders, so nothing is missed

We look forward to working with you.